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34 startups

Top Fintech Startups in 2026

Financial technology, payments, and banking infrastructure

Last updated
2026-06-01

About Fintech startups

The Fintech category collects 34 tech startups indexed on techstartupslist.com. Financial technology, payments, and banking infrastructure. Notable companies in this space include Allowance, Alt-X, Axis, Cohesion, and Fenrock AI — each profile links to the company's own site, lists open roles when their careers page is scrapable, and surfaces growth metrics, funding stage, and founders where we have them. Common themes across these Fintech startups: Fintech, AI, Artificial Intelligence, Insurance, Generative AI. Filtering by any of these tags in the directory narrows the list further. Geographically, the Fintech index leans toward San Francisco, New York and Unspecified, with the rest spread across remote-first teams and other hubs. Many of these companies came in through the Y Combinator scrape (batches Sp26, W26); and the index refreshes daily so this page stays current as funding rounds close, jobs open, and new entrants ship. For a broader view, see the full directory or jump to Fintech jobs to apply directly — every outbound link goes to the company's own site, not a paywalled middleman.

Allowance
Allowance
Scoped payment credentials for AI agents
FintechGenerative AIPayments
Funding
Stage
Growth
Jobs
Alt-X
Alt-X
Automation for institutional-grade financial modeling in Excel
Funding
Stage
Growth
Jobs
Axis
Axis
An AI Copilot for Trading Desks
Funding
Stage
Growth
Jobs
Cohesion
Cohesion
Your public equities agentic teammate
FintechSaaSInvesting
Funding
Stage
Growth
Jobs
Fenrock AI
Fenrock AI
AI agents for banking back office
Funding
Stage
Growth
Jobs
Forum
Forum
The first exchange to trade on attention.
Funding
Stage
Growth
Jobs
Grade
Grade
API for performance-based payroll
Artificial IntelligenceFintechPayments
Funding
Stage
Growth
Jobs
Gravy
Gravy
AI Agent for your personal finances.
Artificial IntelligenceFintechConsumer
Funding
Stage
Growth
Jobs
Hedge
Hedge
AI-Native specialty insurance company
Artificial IntelligenceFintechB2B
Funding
Stage
Growth
Jobs
HEVN, inc
HEVN, inc
The automated USD account for global internet companies
AIOpsFinanceNeobank
Funding
Stage
Growth
Jobs
Huscarl
Huscarl
Actuarial intelligence for corporate risk managers
Generative AIInsuranceCustomization
Funding
Stage
Growth
Jobs
KE
KELAI
Intelligence platform for systematic market insights
Generative AISwarm AI
Funding
Stage
Growth
Jobs
Kimpton AI
Kimpton AI
AI for portfolio managers
FintechInvestingAI
Funding
Stage
Growth
Jobs
Kita
Kita
Automate credit review for lenders in emerging markets
FintechComputer VisionLending
Funding
Stage
Growth
Jobs
Klaimee
Klaimee
Liability insurance for AI Agents. You deploy agents, we cover you.
Artificial IntelligenceFintechCompliance
Funding
Stage
Growth
Jobs
Maywood
Maywood
The first finance-compliant proactive AI that runs 24/7
Funding
Stage
Growth
Jobs
Mochatrade
Mochatrade
US stock perps for global traders
FintechCrypto / Web3Consumer Finance
Funding
Stage
Growth
Jobs
Mount
Mount
The AI-Agent Insurance Carrier
Artificial IntelligenceSecurityInsurance
Funding
Stage
Growth
Jobs
Oddpool
Oddpool
Institutional data layer for prediction markets
FintechFinanceAnalytics
Funding
Stage
Growth
Jobs
Palus Finance
Palus Finance
40% higher yields on company cash, in under 5 minutes.
Funding
Stage
Growth
Jobs
Panta
Panta
AI Native Commercial Insurance Brokerage
Funding
Stage
Growth
Jobs
Proximitty
Proximitty
AI operating system for commercial loans
Funding
Stage
Growth
Jobs
River Markets
River Markets
Prime brokerage for prediction markets
Trading
Funding
Stage
Growth
Jobs
Sequence Markets
Sequence Markets
Low-latency execution across crypto, prediction, and tokenized assets
Funding
Stage
Growth
Jobs
Soria
Soria
AI Bloomberg Terminal built for Healthcare (and beyond)
FintechAIStocks
Funding
Stage
Growth
Jobs
SpotPay
SpotPay
Stablecoin Global Bank Account
Funding
Stage
Growth
Jobs
Standard Signal
Standard Signal
Hedge fund where AI researches and executes every trade
FinanceAI
Funding
Stage
Growth
Jobs
Totalis
Totalis
derivative layer for prediction markets
DeFiAPIs
Funding
Stage
Growth
Jobs
Unifold
Unifold
Multi-chain deposit and payment infrastructure
Funding
Stage
Growth
Jobs
Valence
Valence
Unified prediction markets trading platform
Funding
Stage
Growth
Jobs
Verdex
Verdex
AI Verification for Insurance
Funding
Stage
Growth
Jobs
ZeroSettle
ZeroSettle
Drop-in Direct Billing SDK for In-App Purchases
Funding
Stage
Growth
Jobs
Zibra Labs
Zibra Labs
HPC for Quant Trading Firms running backtesting at scale.
Artificial IntelligenceFintechCloud Computing
Funding
Stage
Growth
Jobs
Zolvo
Zolvo
AI that automates servicing for commercial lenders
B2BLendingAI
Funding
Stage
Growth
Jobs

Frequently asked questions

What are the top Fintech startups in 2026?

Based on our index, Allowance, Alt-X and Axis are among the leading Fintech startups tracked on techstartupslist.com. The full list ranks 34 companies in this category.

How many Fintech startups are in the techstartupslist.com directory?

We currently index 34 Fintech startups. New entries are added automatically as they are discovered from Y Combinator, Greenhouse, Ashby, and other sources.

How often is the Fintech category updated?

The Fintech listing is refreshed daily by an automated scraper that pulls from Y Combinator and other public sources. The last index update for this page was 2026-06-01.

Where can I find jobs at Fintech startups?

Open roles at indexed Fintech startups are aggregated on our jobs page at https://techstartupslist.com/jobs. Each role links directly to the company's official application page — we don't act as a middleman.